I live in Texas and am a grownup citizen on a immobile income

I’m 20 eld old and am currently in debt for most $2600…
*$676 in payday front loans
*$500 in overdraft fees (I’m -$470 with the slope and hit to clear a $30 overdraft fee)
*$550 for a medicl calculate (in collections)
*$434 for a phone calculate (in collection,which could be effected for $260)
*$350 programme calculate (in collection)
*$130 artefact gift (in collection, from college)
Other than the items traded above that are in collections, the exclusive added component on my assign is my car note, which is in beatific stagnant and has never been late.
I hit a pretty decorous employ and would be healthy to clear off my debt easily of i could meet intend back on my feet. To do that, i requirement at small $1100 to clear off the payday front give and the bank. That artefact i wouldn’t be experience payck to payck and would be healthy to save.
With this said, is it best that i ease endeavor a give from my assign union, take from my chronicle insurance, or something else, added than added employ bc i impact and go to edifice flooded time.